:root {
  --sun: #fff4b8;
  --sun-deep: #ffe78a;
  --cream: #fffaf0;
  --card: rgba(255,255,255,0.92);
  --ink: #2c240d;
  --muted: #645b45;
  --gold: #b58a17;
  --gold-dark: #7b5b0b;
  --line: #eadca1;
  --soft: #fff8d9;
  --sage: #eef5e7;
  --rose: #fff0e8;
  --blue: #eef6ff;
  --qehbs-yellow: #FFB800;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: Optima, "Optima Nova", Candara, "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  color: var(--ink);
  background:
    radial-gradient(circle at top left, #fff1a5 0, transparent 36%),
    radial-gradient(circle at bottom right, #fff7cf 0, transparent 42%),
    linear-gradient(180deg, #fff9d8 0%, #fffdf7 58%, #fff8e2 100%);
  line-height: 1.58;
  overflow-x: hidden;
}

.wrap { 
  max-width: 1080px; 
  margin: 0 auto; 
  padding: 100px 18px 44px;
}

.warm-yellow { background-color: var(--qehbs-yellow); }
.mobile-menu { transition: transform 0.3s ease-in-out; }

.topline {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  align-items: center;
  color: var(--gold-dark);
  font-size: 13px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 700;
  margin-bottom: 18px;
}

.hero {
  background: linear-gradient(135deg, rgba(255,255,255,0.96), rgba(255,243,169,0.88));
  border: 1px solid var(--line);
  border-radius: 30px;
  padding: 36px;
  box-shadow: 0 22px 50px rgba(116, 88, 10, 0.12);
  position: relative;
  overflow: hidden;
}

.hero::after {
  content: "";
  position: absolute;
  right: -80px;
  top: -80px;
  width: 240px;
  height: 240px;
  border-radius: 50%;
  background: rgba(255, 229, 109, 0.38);
}

.eyebrow {
  margin: 0 0 10px;
  color: var(--gold-dark);
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  position: relative;
  z-index: 1;
}

h1, h2, h3 { font-family: Optima, "Optima Nova", Candara, "Segoe UI", sans-serif; }

h1 {
  font-size: clamp(34px, 5vw, 58px);
  line-height: 1.02;
  margin: 0 0 18px;
  letter-spacing: -0.045em;
  max-width: 820px;
  position: relative;
  z-index: 1;
}

h2 {
  font-size: 28px;
  line-height: 1.16;
  margin: 0 0 12px;
  letter-spacing: -0.02em;
}

h3 {
  font-size: 18px;
  margin: 0 0 8px;
  color: var(--gold-dark);
}

p { margin: 0 0 12px; }

.subhero {
  font-size: 19px;
  max-width: 780px;
  color: var(--muted);
  margin: 0 0 24px;
  position: relative;
  z-index: 1;
}

.badge-row { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 20px; position: relative; z-index: 1; }

.badge {
  background: rgba(255,255,255,0.84);
  border: 1px solid #ead58a;
  color: #4d3b0e;
  border-radius: 999px;
  padding: 9px 13px;
  font-weight: 700;
  font-size: 13px;
}

.grid { display: grid; grid-template-columns: repeat(12, 1fr); gap: 18px; margin-top: 18px; }

.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 24px;
  box-shadow: 0 14px 34px rgba(96,73,13,0.08);
}

.span-4 { grid-column: span 4; }
.span-5 { grid-column: span 5; }
.span-6 { grid-column: span 6; }
.span-7 { grid-column: span 7; }
.span-12 { grid-column: span 12; }

.lead { font-size: 18px; color: var(--muted); }

.feature-list { list-style: none; padding: 0; margin: 14px 0 0; }

.feature-list li {
  padding: 10px 0 10px 30px;
  border-top: 1px solid rgba(232,211,139,0.65);
  position: relative;
}

.feature-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--gold-dark);
  font-weight: 900;
}

.soft-yellow { background: rgba(255, 249, 211, 0.95); }
.soft-blue { background: rgba(239, 247, 255, 0.92); }
.soft-sage { background: rgba(242, 249, 236, 0.92); }
.soft-rose { background: rgba(255, 244, 237, 0.92); }

.compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 12px;
}

.compare-box {
  border: 1px solid var(--line);
  background: rgba(255,255,255,0.72);
  border-radius: 18px;
  padding: 17px;
}

.compare-box strong { display: block; margin-bottom: 6px; color: var(--gold-dark); font-size: 17px; }

.mock-strip {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 10px;
  margin-top: 16px;
}

.pill {
  background: #fff6cb;
  border: 1px solid #ead58a;
  border-radius: 16px;
  padding: 12px 10px;
  text-align: center;
  font-weight: 800;
  color: #4f3d0e;
  min-height: 68px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.number-card {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 14px;
}

.number-card.four-col {
  grid-template-columns: repeat(4, 1fr);
}

.number {
  background: rgba(255,255,255,0.78);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 17px 14px;
  text-align: center;
}

.number b { font-size: 27px; display: block; color: var(--gold-dark); margin-bottom: 5px; }

.number b.fee-amount {
  font-size: 36px;
}

.note {
  font-size: 13px;
  color: #6a6049;
  background: rgba(255,255,255,0.7);
  border-left: 4px solid #e2bd3f;
  border-radius: 14px;
  padding: 12px 14px;
  margin-top: 12px;
}

.cta {
  background: linear-gradient(135deg, #3b2d0d, #795b0d);
  color: #fff7d8;
  border-radius: 26px;
  padding: 28px;
  display: flex;
  gap: 22px;
  justify-content: space-between;
  align-items: center;
}

.cta h2 { 
  color: #fff7d8; 
  margin-bottom: 6px; 
  font-size: clamp(28px, 4vw, 38px); /* Increases font size responsively */
  line-height: 1.15;
}
.cta p { color: #fff1bd; margin-bottom: 0; }

.button {
  display: inline-block;
  background: #ffdd5b;
  color: #2c240d;
  text-decoration: none;
  font-weight: 900;
  padding: 14px 20px;
  border-radius: 999px;
  white-space: nowrap;
  border: 1px solid #f7cc39;
}

.button:hover,
.button:focus-visible {
  background: #ffe779;
  outline: 3px solid rgba(255,255,255,0.55);
  outline-offset: 3px;
}

.footer { text-align: center; color: var(--muted); font-size: 13px; margin-top: 24px; }

@media (max-width: 820px) {
  .span-4, .span-5, .span-6, .span-7, .span-8 { grid-column: span 12; }
  .compare, .number-card, .number-card.four-col { grid-template-columns: 1fr; }
  .mock-strip { grid-template-columns: repeat(2, 1fr); }
  .cta { flex-direction: column; align-items: flex-start; }
  .hero { padding: 26px; }
  .topline { flex-direction: column; align-items: flex-start; gap: 6px; }
}

@media (max-width: 480px) {
  .mock-strip { grid-template-columns: 1fr; }
  .pill { min-height: auto; padding: 10px; }
  .topline { font-size: 11px; }
}